Do Insurance Plans Cover LASIK in Houston, TX ?

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Houston LASIK surgery is an outpatient surgical procedure that improves vision for patients who wear corrective lenses. The procedure, which takes only a few minutes to complete, has become very effective in treating nearsightedness, farsightedness, and astigmatism and continues to grow in popularity.

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One of the foremost questions for many patients is, what are the various circumstances in which this type of procedure will be covered by insurance? In short, the procedure is not covered by medical insurance because it is not considered to be medically necessary. However, some vision plans may offer a small discount on LASIK. You can also pay for LASIK through a Flex Spending Account in which you can save your money tax-free for various medical expenses.

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What makes LASIK surgery an elective surgery?

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The rationale is that if the patient is able to wear corrective lenses to improve their vision, the Houston LASIK surgery should be paid for out-of-pocket.

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How do I know if I have a vision plan?

If you are not sure whether you have a vision plan as a part of your medical insurance, call your medical insurance carrier and ask.

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How do I know whether part of the procedure is covered under my vision plan?

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There are several ways one can go about verifying coverage for this procedure. The person can inquire directly with the vision plan and ask about coverage. Conducting a policy review with Benefits Coordinator of an employer is another way to research the specifics of a plan. At your free LASIK consultation, you can also ask the refractive counselor whether your vision plan offers any discount on your LASIK procedure.

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What if I don?t have a vision plan or my vision plan does not offer a discount on LASIK?

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Whether or not you have a vision plan that provides a discount on LASIK, Berkeley Eye Center offers a variety of payment options that can help make this procedure an easy-to-afford option for you. Financing is available for 24 months with no interest through Care Credit and Berkeley Eye Center.

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Through an employer, a person may also have access to a flexible spending account that would allow one to set aside pre-tax dollars each pay period to pay for various medical expenses, including LASIK. Many patients choose to pay for their LASIK through their Flex account to take advantage of the tax-savings.

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Berkeley Eye Center also accepts major credit cards. If you pay by cash, check or money order, you will receive a 5% discount.

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Call 713-526-3937 today to schedule a free LASIK consultation or request an appointment online!

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